Launching our site!

CompareTopCards.co.uk

Welcome to our site and our blog. We are launching our site to help you choose the best credit card. There are several sites that provide credit card comparison tables so you may ask why are we launching another site. We found most of the sites provide very basic information. While they provide you with information on rates , durations, specials etc they don't help you figure out how much money you can potentially save by switching to the new credit card. We aim to do that and provide a "true" apples to apples comparision.

Most best buy tables on the popular comparison sites are a good starting point but you still need to spend hours pouring through the credit card sites, reading about their fees, how they apply payments, when they start charging interest, and all the fine print. The calculator we have built,on the compare credit cards page, takes all that into account along with your spending habit, current balance, current interest rate and calculates your potential savings. You can then use this one number- the one that really matters (savings) with which you can make an apples to apples comparision and decide which credit card to get.

With rewards cards our calculator also calculates the value of the rewards you will get with airlines or shopping clubs etc., so you can see how 1.5Miles/£1 spend from BMI Amex card compare with 1 Clubcard point/£4 spend on the Tesco card. At the moment we have about the top 15 credit cards I researched. We will be adding more credit cards as we analyze them. If you would like us to analyze any card in particular just drop us a comment and We'll try to include it in the next update.

Our hope is we save you hours, maybe days of time you might spend trying to find the right credit card and save hundreds of pounds. The application process will be through the actual credit card issuer, and you may find more facts along with terms and conditions but hopefully no big surprises. Also please be aware of the typical APR. This is usually variable and only 2/3rd of applicants typically get this rate. Your rate maybe higher or lower based on your credit profile.

We plan on adding several new features, guides, etc., and welcome any suggestions. So please let us know any features, information you would like to see and we will try our best to include.